Lead Business Analyst at Sopra Banking Software Solutions | Business/Quality Analyst with 14+ years of experience in Retail and Commercial Lending/Leasing | System Implementation Commercial and MIS projects
17 Years of Experience
Pune, Maharashtra, India
-
-
Not Available
• Accomplished and results-driven Business/Quality Analyst with 14+ years of experience in Retail and Commercial Lending/Leasing that includes working on system implementation commercial and MIS projects, managing data, creating project summaries, and conducting statistical analysis. • Skilled and expertise in the CRM, LOS, LMS, Collection System, and GLimplementation for effective system development and process enhancement. • Experienced in developing and managing complex processes and working on data models and project reports while maintaining adherence to regulatory policies to support complex data structures. • Proven expertise in analyzing financial statements and accumulating data to support project-related financial decisions while ensuring minimal operational risks and losses. • Strong understanding of commercial lending operational policies and procedures, including but not limited to regulatory compliance, risk mitigation, and customer service process. • Extensive knowledge of loan processing software and systems, as well as in asset-liability and legal entities related to collaterals. SKILLS SET • Analyzing Banking Transactions • Structuring Financial Arrangements • Knowledge of MS-Office (Word/Excel/PPT) • Handling CRM/LOS/LMS/GL Systems • Compliance with Banking Regulations • Excellent Negotiation& Training Skills • Cassiopae Product Expert • Business Requirement Analysis • Reviewing Loan & Credit Applications • Preparing BRD/FRD/FSD Documents • Conducting Strategical Planning • Collateral & Debt Management System • Using SIT & UAT for Unit Testing KEY PROJECTS Hyundai Capital (USA) – Onsite, Seoul, South Korea Ratnakar Bank Ltd. (RBL) Khush Housing Finance Ltd (KHFL) Supreme Housing Finance Ltd (SHFL) Fasttrack Housing Finance Ltd (FHFL) Aspire Housing Finance Company Ltd (AHFCL) Fortune Integrated Assets Finance Ltd (FIAFL) ESSEL Finance Omnifin – Retail Lending Management System CRM – Lead Management System DMS – Document Management System
Sopra Banking Software, IT Services & Solutions, Retail
ORIX Group
Yethi Consulting
Sopra Banking Software, ORIX Group, Yethi Consulting, A S Software Solutions Ltd , Freelance Consultant, Intec Capital Limited, HDFC Bank
Job Title : Lead Business Analyst
Company name : Sopra Banking Software
Period : December 2017 - Present
Summary : • Accountable for system implementation process through requirement gathering, functional testing, and preparing BRD/FRD for user sign-off, as well as FSD for the internal development process.
• Administering POC Support by reviewing user stories, preparing data, and testing the demo environment.
• Managed the loan assessment of commercial vehicles through effective business analysis, requirement gathering, drafting FRD/BRD documents, functional testing, signing-off UAT, and upgrading LOS, LMS, and GL systems.
• Prepared reports of commercial lending processes by getting data from the business users and reconciled and validated the data through an automated reconciliation process.
• Effectively worked on Retail Asset lending: Personal Loan (PIL), Business Loan (BIL), Housing Loan (HL), and Loan Against Property (LAP).Leasing: Operational lease & Financial lease.
• Defined accounting templates for lending & leasing business while maintaining principles of USGAAP & IFRS.
• Finalized the LOS, LMS, CMS, and GL system requirements in collaboration with the development team.
• Incorporated the business requirements related to the various interfaces, as well as reviewed and responded to all the requests and analyzed the fulfillment of the business requirement.
• Studied and prepared the table structure for the BI team to facilitate the data warehousing and reporting process, as well as prepared test scenarios using LMS/LOS/CMS/GL systems.
Location : Pune, Maharashtra, India
Job Title : Manager (Business Analyst)
Company name : ORIX Group
Period : July 2017 - November 2017
Summary : • Reviewed test cases and categorized the test scenarios in accordance to their risk and severity.
• Drafted test run plans by defining the number of days/month/quarter/year-end processes to be executed.
• Developed Understanding Document (UD) for enhancements and requirements, as well as drafted BRD for enhancements and change requests.
Location : New Delhi, Delhi, India
Job Title : Business Analyst (Retail Asset - Lending)
Company name : Yethi Consulting
Period : April 2016 - July 2017
Summary : • Reviewed Impact Analysis Document (IAD) and shared modifications.
• Prepared test scenarios for segmented business workflows across unit testing by using SIT and UAT processes.
• Maintained core bug fixing and synchronized with the core version to enhance the product quality.
• Monitored data storage and flow to effectively check and rectify the health check procedures.
• Worked on GL vs LMS recon procedures for monitoring the data flow and checked any module integration issue as a proactive method.
Location : Greater Bengaluru Area
Job Title : Business Analyst (Retail Asset - Lending)
Company name : A S Software Solutions Ltd
Period : August 2015 - February 2016
Summary : • Prepared reports and MIS in the system for reference and maintain data quality in the system.
• Implemented LOS/LMS/GL for corporate SME lending business and successfully migrated a portfolio worth Rs. 500 crores from the legacy system.
• Designed the existing database of the company using Tableau for creating MIS and dashboards.
• Conducted requirement gathering, drafted BRD, and integrated with LOS system by using CRM.
• Digitalized credit appraisal and disbursement process-based on scanned images by using DMS – Document Management System.
Job Title : Commercial Lending Consultant
Company name : Freelance Consultant
Period : July 2015 - August 2015
Job Title : Manager – Business Analyst
Company name : Intec Capital Limited
Period : December 2010 - July 2015
Summary : • Worked on credit appraisal and underwriting through initial level appraisal and checking KYC forms and other statutory guidelines, as well as conducted data analysis related to credit card approval.
• Handled the Retail Asset Securitization by preparing the portfolio, managing the due diligence audits for all products, risk assurance audits, and cash flows and POS calculations.
Job Title : Assistant Credit Manager
Company name : HDFC Bank
Period : December 2007 - December 2010
Location : New Delhi, Delhi, India
Title : Financial Risk Management - Cleared Level 1
Issuing Authority : GARP, USA
English (Full Professional)
Award : Received Youth Icon Award & Recognition
Date : undefined 2012
Award : Achieved Silver Employee of the year award
Date : undefined 2010
Show More